Working capital

Capital solutions for ambitious business growth

Whether you're looking ahead or managing current budgets, Ripple offers the working capital that fits your business.

Trusted by 200+ businesses

Smart underwriting for better terms

Our advanced underwriting evaluates various data points from your banking and revenue information, ensuring you receive the most favorable terms for your business.

Fast, fair access to capital

Get the funding your business needs quickly, based on your business's performance, not connections. Our process uses secure live revenue data to offer you the best financing options.

Qualify for capital offers

Businesses meeting specific criteria, typically with predictable annual revenue of $20,000 or more, may qualify for our capital offers, giving you the financial boost you need.
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Smart underwriting for better terms

Our advanced underwriting evaluates various data points from your banking and revenue information, ensuring you receive the most favorable terms for your business.
Graphics

Fast, fair access to capital

Get the funding your business needs quickly, based on your business's performance, not connections. Our process uses secure live revenue data to offer you the best financing options.
Graphics

Qualify for capital offers

Businesses meeting specific criteria, typically with predictable annual revenue of $20,000 or more, may qualify for our capital offers, giving you the financial boost you need.
GraphicsGraphicsGraphics

Quick terms and fast approval

Connect your banking and revenue accounts, and receive initial terms within minutes. Complete the business verification process quickly, often in just a few hours, to get final approval.

Flexible advancement options

Advance as much or as little of your offer as needed, and only pay for the amount you use. Enjoy the flexibility to draw funds as required before your offer expires.

Transparent, flat-fee pricing

Pay a single flat fee, calculated as a percentage of your advance amount, with no compounding interest or hidden charges. Our straightforward pricing ensures clarity and no surprises.
Graphics

Quick terms and fast approval

Connect your banking and revenue accounts, and receive initial terms within minutes. Complete the business verification process quickly, often in just a few hours, to get final approval.
Graphics

Flexible advancement options

Advance as much or as little of your offer as needed, and only pay for the amount you use. Enjoy the flexibility to draw funds as required before your offer expires.
Graphics

Transparent, flat-fee pricing

Pay a single flat fee, calculated as a percentage of your advance amount, with no compounding interest or hidden charges. Our straightforward pricing ensures clarity and no surprises.
How it works

Easy steps to secure capital

Quickly and effortlessly secure the capital your business needs with our streamlined process.
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Connect your data
Easily sync your financial software with our platform for a quick and seamless credit eligibility check.
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Accept your offer
Once approved, the funds are transferred to your bank account, allowing you to focus on growing your business.
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Simple, fair payment
Repayment is simple, transparent, and aligned with your cash flow. Pay back a fixed percentage of your sales.
Customers

What our customers say about us

“The platform’s real-time data and analytics helped me stay ahead of market trends and optimize my buying strategy.”
Lisa Nguyen
VP of Finance, EcoTech Solutions
“The intuitive dashboard allowed me to track project performance and credit visibility with ease, saving me hours of work.”
Laura Davis
Managing Director, Urban Developments
“Hyve bridged the gap between developers and buyers, streamlining the process for both sides to achieve their goals efficiently.”
John Peters
Financial Controller, Alpha Industries
“The platform’s real-time data and analytics helped me stay ahead of market trends and optimize my buying strategy.”
Lisa Nguyen
VP of Finance, EcoTech Solutions
“The intuitive dashboard allowed me to track project performance and credit visibility with ease, saving me hours of work.”
Laura Davis
Managing Director, Urban Developments
“Hyve bridged the gap between developers and buyers, streamlining the process for both sides to achieve their goals efficiently.”
John Peters
Financial Controller, Alpha Industries
“The platform’s real-time data and analytics helped me stay ahead of market trends and optimize my buying strategy.”
Lisa Nguyen
VP of Finance, EcoTech Solutions
“The intuitive dashboard allowed me to track project performance and credit visibility with ease, saving me hours of work.”
Laura Davis
Managing Director, Urban Developments
“Hyve bridged the gap between developers and buyers, streamlining the process for both sides to achieve their goals efficiently.”
John Peters
Financial Controller, Alpha Industries
“I connected with institutional buyers directly through Hyve, eliminating time-consuming middlemen and securing better deals.”
Emily Chen
Director of Finance, Horizon Ventures
“Hyve provided verified, high-quality credits, ensuring I could meet compliance requirements without worrying about credibility issues.”
David Thompson
Founder & CEO, Creative Labs
“By consolidating market data and project insights, Hyve empowered me to make informed, confident decisions in a fragmented market.”
James O’Connor
CEO, TechSolutions Inc.
“I connected with institutional buyers directly through Hyve, eliminating time-consuming middlemen and securing better deals.”
Emily Chen
Director of Finance, Horizon Ventures
“Hyve provided verified, high-quality credits, ensuring I could meet compliance requirements without worrying about credibility issues.”
David Thompson
Founder & CEO, Creative Labs
“By consolidating market data and project insights, Hyve empowered me to make informed, confident decisions in a fragmented market.”
James O’Connor
CEO, TechSolutions Inc.
“I connected with institutional buyers directly through Hyve, eliminating time-consuming middlemen and securing better deals.”
Emily Chen
Director of Finance, Horizon Ventures
“Hyve provided verified, high-quality credits, ensuring I could meet compliance requirements without worrying about credibility issues.”
David Thompson
Founder & CEO, Creative Labs
“By consolidating market data and project insights, Hyve empowered me to make informed, confident decisions in a fragmented market.”
James O’Connor
CEO, TechSolutions Inc.
“Hyve’s detailed project profiles and verification standards made it easy to find trusted carbon credit investments.”
Sarah Martinez
CFO, GreenLeaf Industries
“Hyve’s seamless transaction tools simplified managing multiple carbon credit purchases across global markets.”
Michael Grant
COO, Peak Performance Products
“Their platform solved the market’s liquidity challenges, giving me continuous opportunities to sell my credits at competitive prices.”
Rachel Adams
Head of Finance, BlueSky Enterprises
“Hyve’s detailed project profiles and verification standards made it easy to find trusted carbon credit investments.”
Sarah Martinez
CFO, GreenLeaf Industries
“Hyve’s seamless transaction tools simplified managing multiple carbon credit purchases across global markets.”
Michael Grant
COO, Peak Performance Products
“Their platform solved the market’s liquidity challenges, giving me continuous opportunities to sell my credits at competitive prices.”
Rachel Adams
Head of Finance, BlueSky Enterprises
“Hyve’s detailed project profiles and verification standards made it easy to find trusted carbon credit investments.”
Sarah Martinez
CFO, GreenLeaf Industries
“Hyve’s seamless transaction tools simplified managing multiple carbon credit purchases across global markets.”
Michael Grant
COO, Peak Performance Products
“Their platform solved the market’s liquidity challenges, giving me continuous opportunities to sell my credits at competitive prices.”
Rachel Adams
Head of Finance, BlueSky Enterprises

Empowering businesses to achieve greater growth